TU hater??

[baygirl]

at the risk of sounding like a TU hater (i was recently ranting about their "aggragate" balance posting too)....

I have been working hard to get my FICO to 760; I am not looking to buy anything...just want to see it in print.   This month, PIF everything except one card; wanting to report 1-9% UTI just to see what happened.   So, everything is paid off except 256.00.   Experian shot up 15 pts Equifax shot up 16 pts and (stupid) TU reported a "major change in the total balance of $256" with NO SCORE CHANGE.  Really?  I am sweating bullets over here.

....not one single point......

[gdale6]

---

@baygirl wrote:

at the risk of sounding like a TU hater (i was recently ranting about their "aggragate" balance posting too)....

I have been working hard to get my FICO to 760; I am not looking to buy anything...just want to see it in print.   This month, PIF everything except one card; wanting to report 1-9% UTI just to see what happened.   So, everything is paid off except 256.00.   Experian shot up 15 pts Equifax shot up 16 pts and (stupid) TU reported a "major change in the total balance of $256" with NO SCORE CHANGE.  Really?  I am sweating bullets over here.

....not one single point......

---

I would look at whats on your TU opposed to the others for an explanation as the scores are generated by what is in the report when a score is requested.

[takeshi74]

---

@baygirl wrote:

at the risk of sounding like a TU hater (i was recently ranting about their "aggragate" balance posting too)....

---

TU doesn't generate your FICO score.  Your score, however, is based on the data in the report so, as stated above, I'd suggest carefully comparing your reports to see if there's a data difference that would explain this.