TU score dropped 110 points ! why

[Anonymous]

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@timmyc38 wrote:

funny thing, when I use the CK credit simulator, it says adding new credit card for 1500 would drop my score 60 more points - is this not unheard of ?

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Don't ever use credit simulators.  They are complete and utter garbage IMO and more often than not are misleading.

[Anonymous]

I'm not sure if this is a CK issue or a Transunion issue? All I know is since CK's latest reformatting, things just don't seem quite right.

For example, they used to update my mortgage balances MUCH faster with the old format. For the last 2 months , I keep checking to see if

they've updated my mortgage balances, and nothing has changed. My balances should be at least $5,000 less than what they've been reporting.

And now with this disappearance on Transunion, I don't know what to think?

[timmyc38]

I dont know either, I know with the same EXACT change , EQ went up 3 - TU down 110 - so may be a TU or CK issue, or combo.. now im dreading when my new discover IT reports, i will probably drop another 100 ! lol -- curious to see how they both change when the new card reports ---

here's a thought, I disputed my only collection , and it says verified , no change - this wouldnt have anything to do with the drop, would it