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Valued Contributor
Posts: 2,084
Registered: ‎07-17-2012
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Target Offering Free Credit Monitoring Service

[ Edited ]

They are offering 1 year of free credit monitoring through Experian. You get a copy of your credit report, daily credit monitoring, identity theft insurance and fraud assistance. 


I'm in the process of signing up now.


You enter your name and e-mail address. A little while later you will receive an e-mail like this -


Dear Guest,

Below is the activation code that you requested from Target.

We are partnering with Experian®, a leading global information services company, to provide you with one year of free credit monitoring. Below you will find your unique activation code, along with instructions on how to redeem your one year of free credit monitoring.

Your unique activation code: xxxxxxxxx


Please note: This code will expire on April 30, 2014. You must activate your Experian® account by that date using the instructions below.


Instructions for activating your Experian® ProtectMyID® account:

  1. Go to
  2. Enter your activation code
  3. Submit name, address, email
  4. Create log-in, submit Social Security Number
  5. Verify identity

We apologize for the inconvenience the breach may have caused and hope that this credit monitoring service provides you with some peace of mind. Thank you for your patience, understanding and loyalty to Target.

Cap 1 - $23,000 / Lowe’s - $17,000 / Barclay Rewards - $16,400. / Capital 1 - $15,000 / Walmart - $15,000
Cap 1 - $12,000 / PenFed - $10,000 / Penney - $10,000 / Barclay Apple Rewards - $4000 / Merrick - $2500

EQ - 740 / TU - 748 / EX - 748
Super Contributor
Posts: 31,000
Registered: ‎02-07-2013
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Re: Target Offering Free Credit Monitoring Service

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Frequent Contributor
Posts: 370
Registered: ‎07-27-2008
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Re: Target Offering Free Credit Monitoring Service

I signed up, good to take advantage of, especially for free.

Established Member
Posts: 16
Registered: ‎01-24-2014
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Re: Target Offering Free Credit Monitoring Service

Thanks for the info. I was thinking of using Scorewatch but instead I can use that for a year.
Regular Contributor
Posts: 127
Registered: ‎01-16-2014
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Re: Target Offering Free Credit Monitoring Service

Thank You! Thank You!

I signed up and activated!

03/10/2015: myFICO - EX: 654 (7 HP) EQ: 667 (5 HP) TU: 690 (12 HP) NewTLs/Low AAoA/UTI 20% TOTAL CLs: $35,150
01/12/2014: myFICO - EX: 592 (1 HP) EQ: 575 (1 HP) TU: 581 (1 HP) TOTAL CLs: $851
Regular Contributor
Posts: 203
Registered: ‎11-24-2013
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Re: Target Offering Free Credit Monitoring Service

Great, thanks for sharing! 

Discover It $1k | Chase Freedom $1.2k | Barclay Apple $1.7k | Target $1k |TJX Rewards $1k | Walmart $900 | Macy's $800 | American Eagle $750 | VS $750 | LOFT $500 | Express $350 | Cap1 Sec. $200 |

AU: Amex BCP $5k | Barclaycard Arrival $3k | Amazon Visa $2k | Chase Freedom $2k | Discover It $1.5k

Gardening as of 02/04/14
Current TU FICO 701 | Goal 1: 700✓ met on 2/18/14 | Goal 2: 720

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