Credit Card Center Advertiser Disclosure

Reply
Established Member
Posts: 24
Registered: ‎03-10-2016

Thanks myFICO

A year ago on the same day i was having only one credit card (Secured BoA card) with CL of $300, a year later on this day my credit limit sits around $88,000 and i have opened 11 new cards from reputable banks (Chase, AMEX and Citi) also kept my scores well above 720 across all 3 CBs. The purpose of this post is not to brag about my cards or limit, in fact i am reluctant to put all my cards (with their SL) in my signature, only purpose of writing this post is to say a BIG THANKS to myFICO forum and its members. With out you, my credit history would not have been any different from a year ago, you guys and this forum enriched my knowledge in knowing the US credit card system, card application stratigies and highest bonus offers. A big thanks to all you folks. Feeling very happy. Smiley Happy Smiley Happy 

 

Feel free to message me any questions  if you have, happy to do my bit to this forum. 

 

Regards

Seeni

Senior Contributor
Posts: 6,390
Registered: ‎04-11-2016

Re: Thanks myFICO

Nice work!  I don't see this as bragging at all and could be motivating for others.

 

What did your credit scores look like a year ago when you had the single $300 card?

Established Member
Posts: 24
Registered: ‎03-10-2016
0 Kudos

Re: Thanks myFICO

Scores were around 650 to 700, i was new to US and had less than 4 months credit history. Also, without understanding the system i had applied for few credit cards which resulted in many hard inquiries and eventually i was not able to get any good credit card. All changed after following this forum Smiley Happy 

Highlighted
Senior Contributor
Posts: 6,390
Registered: ‎04-11-2016
0 Kudos

Re: Thanks myFICO

Sweet!  It's always nice to hear success stories as a result of this forum. 

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.