A year ago on the same day i was having only one credit card (Secured BoA card) with CL of $300, a year later on this day my credit limit sits around $88,000 and i have opened 11 new cards from reputable banks (Chase, AMEX and Citi) also kept my scores well above 720 across all 3 CBs. The purpose of this post is not to brag about my cards or limit, in fact i am reluctant to put all my cards (with their SL) in my signature, only purpose of writing this post is to say a BIG THANKS to myFICO forum and its members. With out you, my credit history would not have been any different from a year ago, you guys and this forum enriched my knowledge in knowing the US credit card system, card application stratigies and highest bonus offers. A big thanks to all you folks. Feeling very happy.
Feel free to message me any questions if you have, happy to do my bit to this forum.
Nice work! I don't see this as bragging at all and could be motivating for others.
What did your credit scores look like a year ago when you had the single $300 card?
Scores were around 650 to 700, i was new to US and had less than 4 months credit history. Also, without understanding the system i had applied for few credit cards which resulted in many hard inquiries and eventually i was not able to get any good credit card. All changed after following this forum