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either or. the thing is this- you might of just learn of this info on your cr, they dont know. the letter you have even if it's old it doesnt matter, how do they when you received it. gl on everything keep us posted
bott6698 wrote:Ok, I have disputed online with EX, Completed written disputes with EQ and TU and mailing tommorrow CMRRR. I have completed 2 DV's from collection letters I recently received and sending tommorrow CMRRR. I have completed 2 GW letters one to HFC and one to Chrysler Financial. If anything positive happens from this I will share the letters I have used. One other question I have is in order to DV do I need a current collection letter or can I just DV from the info on my CRA's?