Super happy right now, I just got an alert on my FICO that my credit score change. I logged in and noticed that my TransUnion score has gone from a 618 on December 12th to a 678 today, the 1st. I have never had such a jump before and am very appreciative to TransUnion for deleting my old collection accounts. Now if only Experian and Equifax would jump on board lol I also asked for early deletes on their's also. They haven't responded back yet. Now I can go ask again for a credit line increase on Synchrony because they denied me at the beginning of the month.