Monitor Credit & Identity
Get a Home Loan
Get a Credit Card
Get an Auto Loan
Credit Score Basics
Find Savings & Credit Cards
FICO® Ultimate 3B
3-Bureau FICO® Scores, Credit & Identity Monitoring
FICO® Essentials 1B
1-Bureau FICO® Scores & Credit Monitoring
FICO® Score 3B Report
3-Bureau Credit Report & FICO® Scores
FICO® Score 1B Report
1-Bureau Credit Report & FICO® Scores
Who is reporting the 120 day lates the credit card company or the debt collector?
Edited to add ...
Who were you makng making the payments to the debt collector or the credit card company?