08-23-2007 05:37 PM
08-23-2007 06:57 PM - edited 08-23-2007 06:58 PM
Maximus wrote:Bank of America has reviewed by account, since it is due to expire and decieded that based on information obtained from Trans Union they were canceling my account. My credit score last month was a 665, I had an account removed by equifax. I dont know what the other reporting agency has as my score. What I want to know is what can I do? Is this going to lower my score? This year I have worked hard to pay everything on time. The Bank of America account I opened 2 years ago, and I am 100% sure that my credit score was not as high as it is now. . .I have no Idea what to do...
08-23-2007 10:02 PM
08-23-2007 10:05 PM
Confusing as he!!... keep us posted as to what happens. Just dosen't seem right.
BOA is cancelling accounts of law-abiding customers... and opening up new accounts for illegal aliens? Is this insane or what?
08-23-2007 10:24 PM
08-24-2007 07:40 AM
The TL and Hx will not go away... It will just say "Closed by Grantor" Not the best scenario, but as long as it has been current and you cann pay the balance within the terms of your cardholder agreement the FICO impact will likely be mute.Rob
08-24-2007 08:28 AM
08-24-2007 08:40 AM - edited 08-24-2007 08:41 AM
Redamagon wrote:So, good and old prejudice.......Nice!!!I love it!!It is not a normal thing for a bank to close a account in good stander, so it must be something wrong with your account or a mistake from there part. You don't need to send a letter to the CEO. All you need to do is to go to a branch and explain to them the situation.