Wow- what a FICO education I have gotren here and it is time to show everyone I use my own advise.
I joined myfico in Jan:
TU 500 EQ 494 EQ 490
These were actually up from aug-Nov where they were all 480.
Now I have added two TL's 2K and 1.5K (only 1 has hit)
UTL was 85% now REPORTED 22% actual 5% - looking for them to update.
I had 6 CA's on TU now zero, 3 CA's on Ex now zero, 1 CA on Eq that gets removed in Aug
Score updat e fresh pulls today:
TU 655
EX 625 - down a bit with the 3 yes 3 INQ from Amex
EQ 595 (still missing 2 CC balance updates)