To Pay old Collection Accounts or Not?

[Anonymous]

Hello, I need some help. My credit is in pretty bad shape- 485. I am finally getting into a financial position to try and improve my situation.  Here's a snapshot of my situation.

Collections Accounts:

Company                                     Last Date of Activity     Amount

LVNV FUNDING/SEARS                           

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[Anonymous]

Hi brian,  start with this thread  and then ask as many questions as you need.

Keep in mind that dates are important

LVNV is a CA (collection agency) and there are different ways to try & deal with them.

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=38534

[acadia11]

HOw old are they, if they are almost 7 years, don't bother, they are coming off anyway. PFD (Pay For Delete) They promise to delete, yeah, then pay it. Try the tried a true methods, debt validation, dispute it, etc ...