General Credit Topics

[sl]

To date, I have written a PFD letter, two GW letters, and battled with AMEX on my DMP. So far, I got the PFD deleted and acknowledgement from BOA they will remove the 30 day lates. Outstanding is one GW from Chase and the battle with AMEX. I am giving AMEX until the end of June then I will visit an attorney and explore my options. This forms Rocks. Thanks for all your help. Also, if I don't get a response to my GW from Chase, I will send another in about three months. When I get AMEX settled, it will cocktail time.

[MidnightVoice]

Sounds like progress to me. Well done

[fused]

Good Job!

[deadpool]

on your pfd did you pay part or full?  I am thinking about doing one and want to pay in full but I want something in return.

dP

[sl]

I paid the full amount as It was $166 and I could afford it.

In the GW letters I spoke from my heart and took full responsibility for my financial matters. I also charted out where I was when I was delequient and where I am now. Debt dropped by over $30k and I have not been late since May 2003. I think what helped was me admitting I created my mess and I am cleaning it up. I used an outline of letters I found on this board.

Now if Only AMEX would cooperate.

[fused]

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sl wrote:
I paid the full amount as It was $166 and I could afford it.

In the GW letters I spoke from my heart and took full responsibility for my financial matters. I also charted out where I was when I was delequient and where I am now. Debt dropped by over $30k and I have not been late since May 2003. I think what helped was me admitting I created my mess and I am cleaning it up. I used an outline of letters I found on this board.

Now if Only AMEX would cooperate.

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Just keep the faith.  Amex can be a demon.  GL and please let us know what happens

[sl]

Thanks. I have a lot to gain and nothing to lose. I will keep everyone posted and list the person at AMEX who helped me if she follows through like she is suppose to.

[Tuscani]

Congrats!

[sl]

Update, I heard from Chase today...standard letter they will not give me any GW.  I will call this evening and see if humbling myself on the phone does any good.

Still no word on AMEX.

[Tuscani]

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sl wrote:

Update, I heard from Chase today...standard letter they will not give me any GW.  I will call this evening and see if humbling myself on the phone does any good.

Still no word on AMEX.

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Keep your head up and be persistent.