Reply
Frequent Contributor
thotgal320
Posts: 295
Registered: ‎08-14-2007

To use or NOT to use?

So when my DH had to give me $12,000 I paid off 8 of 10 CC.  Haven't seen much of a jump 9 points to be exact so my question is is it better to not use the cards at all or should I be using them?  If I don't does it hurt my score?

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+