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My wife and I just fed to the shredder pre-approved offers from Chase, Bank of America, and Black Card. This last seems particularly preposterous: annual fee of $495.00 with an APR of 13% and a letter clearly targeted at those whose egos require stroking. It seems like an attempt to emulate the gestalt of the American Express Centurion Card.
@marty56 wrote:
LOL I wonder if anyone would get a 500 CL with $495 AF.
LOL, that would be hilarious
However, the Black Card doesn't issue low CL's. If you don't qualify for a higher CL you won't get it.