Reply
Frequent Contributor
Posts: 436
Registered: ‎06-15-2007
0

Too Old To Report

Hello,

What can one expect when disputing as too old to report. I have two accounts that are at the 8 and 10 year mark with baddies that happened in the second year. Do the CRA's still take the full 30 day's?

What is everyone's experience?

Thanks,

Cecilia
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
0

Re: Too Old To Report

As with all things, it depends. CRAs will sometimes fight you tooth and nail even when you give them docs on letterhead from OCs. Other times they'll take your word, or so it seems, and delete old stuff right away.
 

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.