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Member
jtinfl07
Posts: 15
Registered: ‎08-07-2007

Totally new here....but...SOL questions?

Hi,
I am totally new here and a bit overwhelmed with all the info.  I have been reading through for the past few days.  I am looking for that SOL on certain accounts.  I have a few CO CC's from over 4 years ago, and they apparently have been sold to these new CA's.  My balances keep going up.  I have moved to another state......is the SOL for the state the accounts were opened in or the state where I live now?  And can anyone point me in the right direction for WHERE to start to get info to have them removed....they are now reporting as new derog.
 
THANKS!
Moderator Emeritus
HappyDays
Posts: 7,326
Registered: ‎06-18-2007

Re: Totally new here....but...SOL questions?

the difference between CRTP and SOL
 
 
state SOL
 
I would guess that it would go by the state that you live in BUT im not sure
 
We need more info, on the COs....such as dates ....important dates are DOFD -DOFA
CA  sell old accounts a lot  BUT the DOFD  does not change even though they would like us to think that they do.
Member
jtinfl07
Posts: 15
Registered: ‎08-07-2007

Re: Totally new here....but...SOL questions?

Looks like the DOLA is 2003.....I don't see a DOFD date on my credit report.  But I see the derog listed 3 times, the OC and 2 different CA's.  What should I do at this point?  Send a DV letter. 
Moderator Emeritus
HappyDays
Posts: 7,326
Registered: ‎06-18-2007

Re: Totally new here....but...SOL questions?

is your SOL past??  and have you disputed with the CRAs??
Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007

Re: Totally new here....but...SOL questions?



jtinfl07 wrote:
I don't see a DOFD date on my credit report.

Call the CRAs. They are required to store DOFD, and they are supposed to tell you if you ask.
 

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