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Trans Union

New Member

Trans Union

Hello all I pulled a copy of my Fico score from this site on 6-23-14 and found that my Trans Union information has not updated since 3-11-14. I have paid down my credit card from 90% to 30% but my score has not changed. I should noteI paid this card down in April so its been awhile. Any ideas what I can do?

Message 1 of 6
5 REPLIES
Super Contributor

Re: Trans Union

Sitting on the side lines listening. Same thing for me. Also noticed my USAA Credit Monitoring Service showed Trans Union as always being slow to update.

Starting Score: 802
Current Score: 828
Goal Score: 850


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Message 2 of 6
Frequent Contributor

Re: Trans Union

I questioned MyFico about this and was told that they have no control when the credit bureaus get the info to them. Huh?

 

Shouldn't it be the other way around, they pull from the CB's?  When I told them that they were a few months behind and my bureaus have been updated for a long time, I was offerd a 5.00 discount.

 

I have said this before, if Fico is the end all of scoring, how can it be accurate if they do not consistantly update? 

Message 3 of 6
Frequent Contributor

Re: Trans Union

I use USAA Credit Monitoring and TU always seems to be the last of the bunch as far as updating. Drives me nuts. 

Venture $20k | Quicksilver $15k | J.Crew $19k | Discover It $18.9k | NICU Rewards MC $11k | Wally World $10k | Commence $10.5k | Citi Costco $9k | Chase Sapphire Reserve $10k | Nordstrom $7k | Sportman's Guide $6.5k | Barclay Apple $3.4k | Best Buy MC $2.2k | Merrick Bank Visa (formerly Hooters) $2k |
Message 4 of 6
Senior Contributor

Re: Trans Union


bottlefed98 wrote:

Any ideas what I can do?


Check your TU report directly to see if it has updated.  If your TU report has changed since March (seems likely) then contact FICO.

Message 5 of 6
Highlighted
Frequent Contributor

Re: Trans Union

I had this same problem last year, i directly pulled TU , It wasnt been updated either. So i contacted the creditor and it was updated in like 2 weeks... If TU is updated myfico always pulled the latest snapshot for me...  

 

If you dont have a TU online login or you are not eligible for a free annualreport at this time, you can always call TU rep and enquire about a particular tradeline info. Good luck!


         
FICO08 12/2014EQ 777TU 799EX 767
 
    
Message 6 of 6