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New Visitor
bottlefed98
Posts: 1
Registered: ‎07-09-2014

Trans Union

Hello all I pulled a copy of my Fico score from this site on 6-23-14 and found that my Trans Union information has not updated since 3-11-14. I have paid down my credit card from 90% to 30% but my score has not changed. I should noteI paid this card down in April so its been awhile. Any ideas what I can do?

Valued Contributor
Wanderer
Posts: 2,977
Registered: ‎10-03-2008

Re: Trans Union

[ Edited ]

Sitting on the side lines listening. Same thing for me. Also noticed my USAA Credit Monitoring Service showed Trans Union as always being slow to update.

Frequent Contributor
virgo
Posts: 414
Registered: ‎11-26-2011

Re: Trans Union

I questioned MyFico about this and was told that they have no control when the credit bureaus get the info to them. Huh?

 

Shouldn't it be the other way around, they pull from the CB's?  When I told them that they were a few months behind and my bureaus have been updated for a long time, I was offerd a 5.00 discount.

 

I have said this before, if Fico is the end all of scoring, how can it be accurate if they do not consistantly update? 

Member
04Cobra
Posts: 46
Registered: ‎06-17-2014

Re: Trans Union

I use USAA Credit Monitoring and TU always seems to be the last of the bunch as far as updating. Drives me nuts. 

BK7 Discharged 2/2010
TU-680 as of 7/2014

North Island Credit Union Rewards MasterCard: $10,000, T.D. Bank Omega Privilege Card: $8,000, JCrew: $5,500, Walmart: $5,000, Barclay Apple Visa: $3,800, Discover It: $3,200, Cap One Quicksilver: $3,000, Sportman's Guide: $2,300 Best Buy MC: $2,200, Merrick Bank Visa (formerly Hooters): $2,050
Valued Contributor
takeshi74
Posts: 2,314
Registered: ‎06-05-2013

Re: Trans Union

[ Edited ]

bottlefed98 wrote:

Any ideas what I can do?


Check your TU report directly to see if it has updated.  If your TU report has changed since March (seems likely) then contact FICO.

Valued Member
Jayx
Posts: 54
Registered: ‎01-27-2014

Re: Trans Union

I had this same problem last year, i directly pulled TU , It wasnt been updated either. So i contacted the creditor and it was updated in like 2 weeks... If TU is updated myfico always pulled the latest snapshot for me...  

 

If you dont have a TU online login or you are not eligible for a free annualreport at this time, you can always call TU rep and enquire about a particular tradeline info. Good luck!

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