TransUnion score dropped 68 pts! How?

[RESSECUP]

No lates no collections, ive actually had something fall off and my credit card balances are down. This is the second this has happened? Anyone experience this?

[Anonymous]

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@RESSECUP wrote:
No lates no collections, ive actually had something fall off and my credit card balances are down. This is the second this has happened? Anyone experience this?

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Where exactly are you getting your scores from?  More information needed.

[RESSECUP]

Capital one product and credit Karma..vantage scored i believe

[Anonymous]

I've heard of a CK glitch that falsely results in this sometimes. 

Otherwise, did you just pay something (car, house, student loan) off? Forget to let one credit card report a small balance?

[RESSECUP]

No paid off a small cc thats it

[Anonymous]

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@RESSECUP wrote:
No paid off a small cc thats it

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Are all your CC's reporting $0?  That will result in a scoring penalty.

A Karma glitch sound like a reasonable guess.  Regardless, you are aware that almost no lenders or CC issuers use Vantage, right?  Something that may put your mind at rest is to pull your FICO 8 scores via the $1 trial at Credit Check Total.  That way if and when some bizarre drop happens at Karma, you can just repull your FICO scores and see that no parallel drop has happened with them.

[RESSECUP]

My other cards have balances.

[Anonymous]

No need to sweat your CK or CO (CW) scores.  They could drop 200 points and it wouldn't matter.  I agree that you should pull your 3 FICO 08 scores using a $1 trial from CCT to see where you really stand.