Transunion Fico 4 Vs Fico 8

[Anonymous]

Hi,

Just got the update I was looking for from Transunion. Only thing is only my Fico 8 score increased. Should my Fico 4 score have increased as well? My Credit Union using Fico 4 for loans which is why I'm so worrried about it.

Thanks!

[takeshi74]

No telling.  If you want to know what your FICO 4 is then you have to pull your FICO 4.  You cannot use a score generated by one model to determine a score generated by a different model.  Just because one FICO model increases doesn't necessarily mean that another will or to the same degree.

[Thomas_Thumb]

Fico 4 and Fico 8 scores are based on different models. As often as not, the scores do not move together.

If you want a true Fico 4 score you can purchase it through Equifax (make sure you choose the Score Power report) or through MyFICO.