It was downright taboo a couple of months ago, before the change in TOS, not just controversial.
Mike14 wrote:
Wow, I didn't realize I nearly treaded into controversial waters with this thread! CreditKarma doesn't give you a report, and while the FAKO score itself may be significantly different than your FICO, I believe the TREND should be similar; i.e., if your CK score has been rising for the three months since you last checked your FICO, you FICO should be higher as well.
Starting Score: 469
Again, as long as you are not advocating (or even toeing the line, IMO) disputing accurate information or advocating bumpage, we have no beef.
I don't really remember. As of yesterday or the day before, I hadn't been on here in about a year, give or take a month or two. I do remember some posts about pulling your credit several times with TrueCredit sometimes removed so hard inquiries-some type of malfunction with maybe true credits software/or site. But it took many-many pulls to do it. You could only pull your reports once evrey 24 hours so it took a long time for it to happen. Best I can remember it didn't happen to everyone, just some. So yes that would considered a b*.
However I know someone had posted something on here a couple of years ago about how they had disputed some hard inquiries that really were theirs and they got them pulled which was called b*ing too. I'm not going to go into any detail on how she said she done it because it wasn't right, or legal I should say-although I don't think the the CR agency would have spent the money to prosecute, CR would have just put the inquiries back on her file. I know for a fact that what she done worked....
I'm sure some of the older members like Tuscani and Noah Bodie that have been members a long time or from the very begining probably remember the post I'm speaking of.
It's was neat that she figured it out, but it was wrong and I am sure that many people probably tried it. She probably should not have posted it, but she posted it from start to finish step by step.
