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Transunion deleted all inquiries

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Anonymous
Not applicable

Transunion deleted all inquiries

As I usual I check c/k just to see what may have changed.  This morning when I checked my updates Transunion had deleted all 13 of my hard inquires which came from last year and most from this year.  Whats funny is I didn't dispute any of them cause they were honestly a pull I authorized.  It dropped that old fako score by 14pts.  Don't get me wrong, I'm not made at all.  Full pulls and inquiry free.  I just thought it was crazy, has anyone else had this to happen or have a clue why this happened?  

Message 1 of 17
16 REPLIES 16
cmony787
Regular Contributor

Re: Transunion deleted all inquiries

Yes it's a common issue right now with TU and they will come back. This has been an issue with them for a couple of weeks. Quick search on TU inquiries will pull up a lot of recent threads.
Message 2 of 17
RonM21
Valued Contributor

Re: Transunion deleted all inquiries

They will be back, as stated in the above post. Known glitch for several weeks now.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 17
BCINS
Valued Member

Re: Transunion deleted all inquiries

So when they come back will my score drop?  I went up 15pts

yesterday mybankrate.com showed all of them gone, I was like no & ignored it except the one that was due to come off.  score increased by 3pts

then today after I app'd for 2 store cards my score has increased on CK and Cap1 by 15pts

Chpt 7 Discharge 09/01/15
Starting: EQ 498 ~ TU 476 ~ EX 494
Current-09/03/16: EQ 679 ck ~ TU 703 fico ~ EX ?
Cards: Lowes $12000~Cap1 QS1 $4000 ~Cap1 Platinum $2000
Venture1 $2000~Share Loan: paid ~DiscoverIt $1300~Thrifty Credit: $500~Fingerhut $250~PayPal Cr $750 ~Barclay Apple $1000~Overstock $750~~ Walmart Store: $3000~ Amazon Store: $1500~BP: $3500~Venus:$450 -TJ Maxx: $3500
Message 4 of 17
Anonymous
Not applicable

Re: Transunion deleted all inquiries

I just had approximately 9 inquiries fall off.  My score increased 87 points.  Too bad it's only temporary.  I wish they would stay off!

Message 5 of 17
Anonymous
Not applicable

Re: Transunion deleted all inquiries

Yes your score will likely drop when they show up again.. My TU reorts keeps changing with inquiries appearing and dissapearing.. It does change my score.. But the increase you saw when the inquiries dissapeared is not real.. Unfortunatly...

 

 

Message 6 of 17
Anonymous
Not applicable

Re: Transunion deleted all inquiries

They will show on your hard TU reports. When I ordered my hard report a few days ago so I could review my soft inquries, the hard ones were there.

They still don't show on my TU monitoring, CK, mybankrate or credit sesame.

 

I pulled a TU 1B report here on MYFICO and they were there too...

Message 7 of 17
Anonymous
Not applicable

Re: Transunion deleted all inquiries

Had my inquiries fall off my TU on CK aswell
Message 8 of 17
919Rissa
Valued Member

Re: Transunion deleted all inquiries

Now that the inquiries are back my score is lower thn it was before they were taken off. Anyone else having this issue?! I'm a tad bit annoyed by this
Message 9 of 17
vertekal
Regular Contributor

Re: Transunion deleted all inquiries

I figured something was up .. my CK updated this morning, showed 4 TU inquiries removed and said "you now have 0 inquiries" which I know is false. MY FAKO shot up about 50 points. 

FICO 8:
EQ: 1/2018: 494 | 4/2021: 652 (+158)
TU: 1/2018: 536 | 4/2021: 657 (+121)
EX: 1/2018: 499 | 4/2021: 641 (+142)

Mortgage Scores:
EQ: 9/2020: 560 | 4/2021: 648 (+88)
TU: 9/2020: 564 | 4/2021: 649 (+85)
EX: 9/2020: 576 | 4/2021: 672 (+96)

Message 10 of 17
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