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As I usual I check c/k just to see what may have changed. This morning when I checked my updates Transunion had deleted all 13 of my hard inquires which came from last year and most from this year. Whats funny is I didn't dispute any of them cause they were honestly a pull I authorized. It dropped that old fako score by 14pts. Don't get me wrong, I'm not made at all. Full pulls and inquiry free. I just thought it was crazy, has anyone else had this to happen or have a clue why this happened?
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
So when they come back will my score drop? I went up 15pts
yesterday mybankrate.com showed all of them gone, I was like no & ignored it except the one that was due to come off. score increased by 3pts
then today after I app'd for 2 store cards my score has increased on CK and Cap1 by 15pts
I just had approximately 9 inquiries fall off. My score increased 87 points. Too bad it's only temporary. I wish they would stay off!
Yes your score will likely drop when they show up again.. My TU reorts keeps changing with inquiries appearing and dissapearing.. It does change my score.. But the increase you saw when the inquiries dissapeared is not real.. Unfortunatly...
They will show on your hard TU reports. When I ordered my hard report a few days ago so I could review my soft inquries, the hard ones were there.
They still don't show on my TU monitoring, CK, mybankrate or credit sesame.
I pulled a TU 1B report here on MYFICO and they were there too...
I figured something was up .. my CK updated this morning, showed 4 TU inquiries removed and said "you now have 0 inquiries" which I know is false. MY FAKO shot up about 50 points.