Transunion just dropped a bomb

[KSK1912]

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@baller4life wrote:
Apparently it's only happening in the TU monitoring sites. Wallethub,CK,Credit Wise. So no need to panic. Myfico is reportedly showing correctly. And that is the most important. Can anyone confirm CCT reporting correctly?

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Baller i have done 2 or 3 pulls in the last week thru EX and several others including Smart credit, Amex credit secure, EQ, Myfico and all show 4 except bankrate, TU, Quizzle, they show 32 Ex and CCT are the same i guess so i am sure we should be good there. I hope it gets corrected. Just pulled myfico TU report as i was writing this pos and it all looks good there.

[Burned2manybridgesB4]

TU is increasing B* protection....

[KSK1912]

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@Burned2manybridgesB4 wrote:

TU is increasing B* protection....

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Unfortunately i feel the same way too. 

[ddemari]

same thing happened to my Tu.com profile, all the inquiries came flying back. then they went away last week and this week they are back. they are not showing on CK or credit check total or credit secure or smart credit. But CreditSesame is showing all the inquiries. 

[KSK1912]

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@ddemari wrote:

same thing happened to my Tu.com profile, all the inquiries came flying back. then they went away last week and this week they are back. they are not showing on CK or credit check total or credit secure or smart credit. But CreditSesame is showing all the inquiries. 

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just did CCT and it is clean, refreshed credit sesame and they are all there. Do you think this is temporary or did TU pull one on us? Off topic, do you know how LONG it would take EX to get rebucketed. Last baddy which was a judgement from 2010 is deleted over the phone an hour ago. refreshed report, it is gone, and the score went down almost 15 points wihtin the last hour after the deletion.

Edit how/how long

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
OMG 57 inquiries. What did you do?

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You mean what didn't s/he do.

OP how many points did your score tank?

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Too funny!

[CreditUnionFan]

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@lincar66 wrote:
I don't know we're this should go so feel free to move

So for the past couple of months my inquiries on tu have been falling off every so often and I was at 11 so just know I logged in to wallethub and guess what they just added back all of my inquires to my report so back at 57😟😟😟😬

Hahahahhaahahhahahahahaha o well just when I was thinking they loved me

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The inquiries you see is just the tip of the iceberg. Something is brewing; I used to see 1 inquiry, but now there are 16. Worse, I used to only see 63 accounts, but now WalletHub shows 123 accounts. WH shows my VantageScore has dropped 80 points overnight. I hope that lenders recognize that this was an overnight change and that the negative information is from seven years ago. Even if I file disputes for items that were removed from other bureaus per FCRA, the dispute can take up to 30 days.  

[Revelate]

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@CreditUnionFan wrote:

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@lincar66 wrote:
I don't know we're this should go so feel free to move

So for the past couple of months my inquiries on tu have been falling off every so often and I was at 11 so just know I logged in to wallethub and guess what they just added back all of my inquires to my report so back at 57😟😟😟😬

Hahahahhaahahhahahahahaha o well just when I was thinking they loved me

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The inquiries you see is just the tip of the iceberg. Something is brewing; I used to see 1 inquiry, but now there are 16. Worse, I used to only see 63 accounts, but now WalletHub shows 123 accounts. WH shows my VantageScore has dropped 80 points overnight. I hope that lenders recognize that this was an overnight change and that the negative information is from seven years ago. Even if I file disputes for items that were removed from other bureaus per FCRA, the dispute can take up to 30 days.  

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Go look at the bureau's data directly whenever something wierd like this comes up.  The bureau is reference, not any of the third party services.

[Anonymous]

Vantage sites, CK, has more. CTT, MyFico have less. Hmmm

[Revelate]

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@Anonymous wrote:
Vantage sites, CK, has more. CTT, MyFico have less. Hmmm

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MF cuts them off at a year, they're on the bureau datasets for 2.

Doesn't mean anything more than that.