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I have the 3 in 1 CR Monitoring from TC.
I asked Kohl's for a CLI, I was told they don't pull hards. TC shows an EX pull. A rep told me she'd request to have the pull removed. I got a letter saying it was only a soft. I thought TC doesn't show softs? Before I call them to argue, I wanted to confirm.
take a printout of the TrueCredit alert and fax it to them. Then call and complain again.