06-20-2007 06:42 PM
06-20-2007 07:58 PM
Have you recently requested CLIs from AMEX? Given how generous they are, you might try that first. Get as much available CL as possible. I would ask for CLIs from all your AMEXs. You can do it online.
After that paying down and reallocating to the better CCs makes perfect sense.
Definitely bring Capital Ones under 50% and BOA looks like it will then become the next target to pay down.
06-21-2007 06:40 AM
06-21-2007 07:50 AM
06-21-2007 07:57 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.