Two inquiries about to fall off...

720ismygoal · ‎05-16-2011

Hi,

I have only two inquiries that are about to turn a year old. I just want to know how many points(if any) will my score jump up to? that's it guys, thanks a lot!

Old Navy: AU $600----------------Walmart(store card): $900 & FICO: 680
Sears Mastercard: AU $300-----TU: FICO 652 April/2012
Emblemcard: $325------------------EQ: FICO 668 April/2012
Discover: $1,000-FICO 695 4/25/12---------Bringing home Amex in 2013!
Cap1: $750 Gardening mode until April 2013
Cap1: $500

RobertEG · ‎03-19-2007

The effect of inquiries depends upon other information in your credit file. FICO is not a uniform scoring algorithm for all consumers.

Scoring varies depending upon certain categorizations of your credit file, and the details of those considerations are simply not known.

Hard to say. Maybe 10 pts or so, but just a blue-sky guess.

pizzadude · ‎01-28-2010

RobertEG wrote:
The effect of inquiries depends upon other information in your credit file. FICO is not a uniform scoring algorithm for all consumers.
Scoring varies depending upon certain categorizations of your credit file, and the details of those considerations are simply not known.
Hard to say. Maybe 10 pts or so, but just a blue-sky guess.

+1. I wouldn't expect a huge jump in your FICO score.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

aussiesareforever · ‎10-04-2010

Never mind, I read your question wrong. I agree with the other two posters

Barclay's Apple Financing Card ($6400) --- Capital One Cash Rewards World Card ($6000) ---GEMB CareCredit ($5700) --- AU FCU ($6000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 695 EX 740 (Feb 2013, all pulled by lender)

Mortgage in 2013- So help me God!

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Two inquiries about to fall off...

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