Established Member
Posts: 15
Registered: ‎06-19-2012

Two very Different scores from Equifax !

I applied for a CLI with Orchard and they sent me a letter stating they pulled from eq and my score was 667 but my FICO says 611 ? Kind of a big difference ! I this normal ???

Semper Fi always faithful. Faithful to God, Country, Family and the Corps.
Posts: 156
Registered: ‎06-01-2012

Re: Two very Different scores from Equifax !

There's several different versions, even of your FICO score.  Orchard may have also used a different score or internal scoring model.  Did the letter specifically say which version they used?

Posts: 9,674
Registered: ‎01-28-2010

Re: Two very Different scores from Equifax !

+1. Unless their letter explicitly states that it is a FiCO® score then you can't assume that it is, and therefore it can't really be correlated.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+