@Anonymous wrote:
Had 3 medical collections on all 3 reports:
PFD'd them all.
Had 1 $69 collection for Sprint:
Don't know WHAT happened there. It just disappeared.
Had several inquiries on all 3 reports:
Disputed all....ask them to prove that I made the inquiry.
Had a Circuit City credit card with a $1000 limit owed $700.00.
paid that down to a $70.00 balance.
Opened a Home Depot CC with a $500.00 limit.
Charged $21.00.
Still have 1 late payment listed on an old account (that was NEVER late). That's due to come off soon. I called the guy in charge of the credit reporting division of Capital One. Faxed him 3 copies of all 3 reports from 3 different dates. (They've got this account ALL SCREWED UP!)
That's what I did!
HAPPY HAPPY DAYS!!!
Next step: I will apply for some kind of premium Visa or MasterCard.
DJ
Go for Citi... They're easy on the CLI.
Way to go!!!