UPDATED NEW - EQ Fico simulator predictions. Place your bets now.

[Anonymous]

But I was just a hair (like a hundredth of a percent) under the next break point says the Simulator which would have yielded me 4 more points. So it might be as high as 56 points next week. I'd say anyone who guessed between 52-56 points would still be considered winners too.

This new score power report shows that a little fine tuning will make it go up 4 more points. Lets see. Who is in the mood to wait another week for the next test. lol.

Message Edited by ilovepizza on 08-15-2007 12:45 PM

[Anonymous]

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@MidnightVoice wrote:

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@Anonymous wrote:
FINALLY!!!! The alert was 2 hours late.

And the number is... 52 points

Lets see who the winner is?

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@Anonymous wrote:
52 points.

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[Anonymous]

Hey i said 50

[Anonymous]

Fantastic have a pizza on the forums....

[Anonymous]

I ran a fico simulator just now and.....

Best Action - Pay Down 90%-100% of Your Credit Card Balances - Over the Next 24 Months

Your current FICO Score is 617     TU

Your simulated FICO score would be in the following range:

757 - 797

Now this is the kicker, I have no balances on my CO CC account, I have Crap1 reporting

wrong as paid in setlement balance 348.$ and this is what TU just updated it to...

Any pointers Pizza????

[MidnightVoice]

Everything will be 24 months older

[Anonymous]

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@Anonymous wrote:

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@MidnightVoice wrote:

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@Anonymous wrote:
FINALLY!!!! The alert was 2 hours late.

And the number is... 52 points

Lets see who the winner is?

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@Anonymous wrote:
52 points.

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**bleep** I am good.

[Anonymous]

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@Anonymous wrote:

Best Action - Pay Down 90%-100% of Your Credit Card Balances - Over the Next 24 Months

to...

Any pointers Pizza????

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My test was only for a short term (less than 30 days) action where no other factors were involved with only UTL. I used the calculator from EQ web site. Not sure on this one but if there is still a balance showing on this that is bad. I would guess time will do a lot of healing. I do not know what is included for a 24 month period so can not really answer this properly.

[Anonymous]

Thanks the balance is paid, it is wrong on the TU report even after disputes so

I disputed again and will keep TU honest...

[Anonymous]

SECOND RESULTS ARE IN. THE FICO CALCULATOR was right on accurate. It just needed a tiny bit of fine tuning. The new score predictions were done with the updated Score Power. I use the MyFICO SW calculator too and it gave the same results. The right side I believe reflects inquiries and new accounts aging. I love the calculator. I am a believer now.

So we have two winners.

And the second number is... 56 points
Since jd0009 picked a number between the 2 scores.

AND THE SECOND WINNER IS:

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jd20009 wrote:

i think you'll get 55.

i'm waiting on mine to go down. paid off a collection and had a large debt corrected. that should help something right?

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Message Edited by ilovepizza on 08-18-2007 01:14 AM