All baddies drop from CR in 7 years all good TL stay 10 years.
If you have a TL that is closed any lates would drop 7 years BUT the TL would remain 10 years showing a Bal.$0
If the account was closed for non payment and was then PIF it would drop 7 - 7.5 years from DOFD
If you paid it in 1995 it is way past CRTP and should not be on your CR!!!!
Message Edited by HappyDays on
02-02-2008 01:03 PM