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Understanding The Upcoming FICO Scoring Changes for AUs

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fused
Moderator Emeritus

Understanding The Upcoming FICO Scoring Changes for AUs

Here is a great link to learn more about the upcoming changes in FICO scoring with regard to AUs beginning September 07. 
 
 


Message Edited by fused111 on 06-26-2007 10:55 AM

Message Edited by fused111 on 06-26-2007 10:56 AM
Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Understanding The Upcoming FICO Scoring Changes for AUs

my vote for most informative post of the week. 
 
glad i am not an au on anyone's accounts...i couldn't bear the drop.  Smiley Mad
Message 2 of 18
Anonymous
Not applicable

Re: Understanding The Upcoming FICO Scoring Changes for AUs

very informative. Thank goodness, my horrible scores do not rest on any AU accounts. can't get much lower, but also glad I learned of this as was thinkin gof getting added as AU on parnets cards for a boost.
Message 3 of 18
Anonymous
Not applicable

Re: Understanding The Upcoming FICO Scoring Changes for AUs

I second that!!! Dog
 
 
 
 
<my vote for most informative post of the week. 
 
glad i am not an au on anyone's accounts...i couldn't bear the drop.  >
Message 4 of 18
fused
Moderator Emeritus

Re: Understanding The Upcoming FICO Scoring Changes for AUs

sorry!


Message Edited by fused111 on 06-26-2007 04:14 PM
Message 5 of 18
Anonymous
Not applicable

Re: Understanding The Upcoming FICO Scoring Changes for AUs

whew, at least i did something right with my credit by not buying any tl's!

so_confused wrote:
I second that!!! Dog
 
 
 
 
the of informative most for vote>
 
glad i am not an au on anyone's accounts...i couldn't bear the drop.  >



Message 6 of 18
Bruiser
Regular Contributor

Re: Understanding The Upcoming FICO Scoring Changes for AUs

i have 2 AU's, but it doesn't bother me at all, because in the mean time they're the difference between getting a house or not
bumped my EQ from 603 to 653
 
i can always bounce back from the drop in sept, they're saving me $$$ now though
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 7 of 18
fused
Moderator Emeritus

Re: Understanding The Upcoming FICO Scoring Changes for AUs

bump
Message 8 of 18
Anonymous
Not applicable

Re: Understanding The Upcoming FICO Scoring Changes for AUs

Get busy contacting CCCs and converting AUs to joint.
 
Message 9 of 18
fused
Moderator Emeritus

Re: Understanding The Upcoming FICO Scoring Changes for AUs

 
 


Message Edited by fused111 on 06-28-2007 07:56 PM

Message Edited by fused111 on 06-29-2007 06:38 AM
Message 10 of 18
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