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Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
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Understanding The Upcoming FICO Scoring Changes for AUs

[ Edited ]
Here is a great link to learn more about the upcoming changes in FICO scoring with regard to AUs beginning September 07. 
 
 


Message Edited by fused111 on 06-26-2007 10:55 AM

Message Edited by fused111 on 06-26-2007 10:56 AM
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Established Contributor
Posts: 560
Registered: ‎05-03-2007
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Re: Understanding The Upcoming FICO Scoring Changes for AUs

my vote for most informative post of the week. 
 
glad i am not an au on anyone's accounts...i couldn't bear the drop.  :smileymad:
Frequent Contributor
Posts: 356
Registered: ‎06-06-2007
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Re: Understanding The Upcoming FICO Scoring Changes for AUs

very informative. Thank goodness, my horrible scores do not rest on any AU accounts. can't get much lower, but also glad I learned of this as was thinkin gof getting added as AU on parnets cards for a boost.
Established Contributor
Posts: 630
Registered: ‎06-20-2007
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Re: Understanding The Upcoming FICO Scoring Changes for AUs

I second that!!! Dog
 
 
 
 
<my vote for most informative post of the week. 
 
glad i am not an au on anyone's accounts...i couldn't bear the drop.  >
9/18/08 TU=707 EQ=706 EX=702
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Posts: 16,374
Registered: ‎03-12-2007
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Re: Understanding The Upcoming FICO Scoring Changes for AUs

[ Edited ]
sorry!


Message Edited by fused111 on 06-26-2007 04:14 PM
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Established Contributor
Posts: 560
Registered: ‎05-03-2007
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Re: Understanding The Upcoming FICO Scoring Changes for AUs

whew, at least i did something right with my credit by not buying any tl's!

so_confused wrote:
I second that!!! Dog
 
 
 
 
the of informative most for vote>
 
glad i am not an au on anyone's accounts...i couldn't bear the drop.  >



Regular Contributor
Posts: 211
Registered: ‎04-11-2007
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Re: Understanding The Upcoming FICO Scoring Changes for AUs

i have 2 AU's, but it doesn't bother me at all, because in the mean time they're the difference between getting a house or not
bumped my EQ from 603 to 653
 
i can always bounce back from the drop in sept, they're saving me $$$ now though
Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
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Re: Understanding The Upcoming FICO Scoring Changes for AUs

bump
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
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Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
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Re: Understanding The Upcoming FICO Scoring Changes for AUs

[ Edited ]
 
 


Message Edited by fused111 on 06-28-2007 07:56 PM

Message Edited by fused111 on 06-29-2007 06:38 AM
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
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