Reply
New Visitor
Posts: 1
Registered: ‎08-30-2012
0

Union Workers Credit Services - Seriously?!

Anyone that files complaints and actually sent this company money needs to go back to grade school! As soon as I read this it states that it isn't a Visa or MasterCard. It does say a credit limit of $10,000 but it also states "Visa and MasterCard are unaffiliated with this offer or UWCS. Credit amount referenced herein shall not be construed to function as any type of multi-purpose credit card and is exclusively applicable for credit purchases from UWCS." SO, if anyone sent money to these people and are complaining, learn to read before you assume. It is obviously a huge scam but had you read what you were sent, you wouldn't be out your $37, now would you?? What a scam and a joke. It just shows that people are not smart enough to read. They sent it in the letter, the people who sent them the $37 is what is keeping this joke of a company in business. Don't cry to the public, when it states right on your letter what it is and couldn't say it more bluntly. The people paying this company are the ones to thank for the next person writing them a check and the cycle continues. It's because of uneducated people, if people would stop blaming others for their own mistakes then a company like this wouldn't exist because no one would send them any money. So, own up, you didn't read the fine print and it's your fault. Learn to read and then this company wouldn't succeed!
QnA
New Member
Posts: 1
Registered: ‎09-29-2012
0

Re: Union Workers Credit Services - Seriously?!

I recently received a letter from the union workers credit service about their scam credit line. However I'm wonder how it is reported equifax and trans union. Is it reported as a revolving credit line???? The reason I ask is because regardless of the companies credibility, having an open line for $10,000 of revolving credit would really help my credit score. That's something I would definitely consider handing them $37 for even though I would never purchase a single product from them........ I would appreciate it if anyone could give me some feed back on this as I am about to purchase a home and a higher credit score would save me thousands in interest. THANK YOU.

New Visitor
Posts: 1
Registered: ‎10-30-2012
0

Re: Union Workers Credit Services - Seriously?!

I also recently received this letter, but upon reading it it was very clear to me that this is not a real visa or mastercard type card but just one to be used to purchase products through their company. From what I read all of this us layed out clearly in the letter. I would not be willing to use them or anyone that states full membership details will be provided to you after you join. This is not a scam just people not reading. There are lots of companies out there like this. They target people with bad credit. Do you really think that if you have bad credit someone is going to give you a real $10,000 visa ir mastercard. Come on.
Moderator
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Union Workers Credit Services - Seriously?!

A little research can go a long way if someone just takes the time.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
Posts: 301
Registered: ‎05-08-2013
0

Re: Union Workers Credit Services - Seriously?!

I stuffed all my other junkmail into the prepaid envelope that was included and sent it back to them. Very satisfying.
Regular Contributor
Posts: 130
Registered: ‎05-19-2012
0

Re: Union Workers Credit Services - Seriously?!

I saw a YouTube video where a guy sent a brick back in a box with the prepaid envelope. Funny! Another one filled the envelope with ashes from a dirty ash tray.
Bankrupcy 7 Filed 2/20/2012
Discharged 6/18/2012
FICO as of 7/6/2012
TU 630 Classic (04)
EQ 641 FACTA Beacon 5.0
EX 607 Fair Isaac (ver. 2)

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.