No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
kbox wrote:
I have a debt with the Santa Monica Public Library. The library said I have to pay them and not to contact Unique which is listed on my credit report.
1) I read that Unique won't do a PFD. Should I mail the library a PFD and offer to pay the debt if they agree to remove it?
2) How does Unique report the debt but not collect the money? I read this is a violation of the FCRA.
I also read that one person said their wallet was stolen and asked the library to pull the account from collections, then they disputed it with the CRAs and paid the debt off to the library.
Thanks.
kbox wrote:
No just the Unique is on my CBR. But they don't take the money, only the library.
I guess I will just send PFDs to both the library and Unique and see what happens.
Thanks.