General Credit Topics

[FreakoFico]

When can unpaid parking tickets show up on a credit report?  Is it not until a collection agency takes over the account?  How long until they can ding your credit?  Do they have to give you notice?  I'm in California if this helps.

[pizzadude]

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FreakoFico wrote:

When can unpaid parking tickets show up on a credit report?  Is it not until a collection agency takes over the account?  How long until they can ding your credit?  Do they have to give you notice?  I'm in California if this helps.

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It can vary by state, but usually this is what can happen:   When you fail to pay a speeding/parking ticket and don't show up for the court date then a judgement and fine is levied against you and possibly a warrant is issued for your arrest.   The issuing municipality may or may not get a CA involved to collect the fines, usually the CA will start to call and/or send letters.     This judgement and collection may or may not appear on your reports.      

[Duncanrr]

Im dealing with this right now.  Ive gone through and paid all my debts that I owed and forgot about two, a bs speeding camera ticket and a parking ticket.  Both are from 2010.  The late fees on these are ridiculous (parking ticket was for $100, they now want $600).  Neither of these is on my credit report yet but I'm fearful that they may be so Im trying to handle now.  I'll have to waste a day at mayor's office to try to get the late fees removed.

Before my rebuild, I wouldn't had given a damn about this.  Funny how refocusing on finances makes you look at things differently.

Duncan

[IOBA]

Duncanrr - don't think of it as a waste - $500 is a lot of money!   Much more than I make in a day!   Even if you get half of that taken off of the ticket, it would be financially beneficial to you.

And offering to pay in person should have an impact on how much they are willing to forgive on the ticket.

Just remember to be nice, polite, courteous, and thankful.

[Duncanrr]

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IOBA wrote:

Duncanrr - don't think of it as a waste - $500 is a lot of money!   Much more than I make in a day!   Even if you get half of that taken off of the ticket, it would be financially beneficial to you.

And offering to pay in person should have an impact on how much they are willing to forgive on the ticket.

Just remember to be nice, polite, courteous, and thankful.

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Yes, your right.  $500 nothing to shake your head at.  However, I typically bill about $200/hour.  So if it takes longer than 2.5 hours then I'm losing money.  More importantly, I'm losing my firm money.  As an associate trying to make partner, thats a no no

[thrasher865]

Billing $200/hr and taking home $200/hr are not the same thing.

[Duncanrr]

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thrasher865 wrote:

Billing $200/hr and taking home $200/hr are not the same thing.

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They are for my employer