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FreakoFico
Posts: 2
Registered: ‎06-24-2012
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Unpaid Parking Tickets

When can unpaid parking tickets show up on a credit report?  Is it not until a collection agency takes over the account?  How long until they can ding your credit?  Do they have to give you notice?  I'm in California if this helps.

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pizzadude
Posts: 9,674
Registered: ‎01-28-2010
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Re: Unpaid Parking Tickets


FreakoFico wrote:

When can unpaid parking tickets show up on a credit report?  Is it not until a collection agency takes over the account?  How long until they can ding your credit?  Do they have to give you notice?  I'm in California if this helps.


It can vary by state, but usually this is what can happen:   When you fail to pay a speeding/parking ticket and don't show up for the court date then a judgement and fine is levied against you and possibly a warrant is issued for your arrest.   The issuing municipality may or may not get a CA involved to collect the fines, usually the CA will start to call and/or send letters.     This judgement and collection may or may not appear on your reports.      

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
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Re: Unpaid Parking Tickets

Im dealing with this right now.  Ive gone through and paid all my debts that I owed and forgot about two, a bs speeding camera ticket and a parking ticket.  Both are from 2010.  The late fees on these are ridiculous (parking ticket was for $100, they now want $600).  Neither of these is on my credit report yet but I'm fearful that they may be so Im trying to handle now.  I'll have to waste a day at mayor's office to try to get the late fees removed.

 

Before my rebuild, I wouldn't had given a damn about this.  Funny how refocusing on finances makes you look at things differently.

 

Duncan



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
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IOBA
Posts: 2,697
Registered: ‎08-13-2009
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Re: Unpaid Parking Tickets

Duncanrr - don't think of it as a waste - $500 is a lot of money!   Much more than I make in a day!   Even if you get half of that taken off of the ticket, it would be financially beneficial to you.

 

And offering to pay in person should have an impact on how much they are willing to forgive on the ticket.

 

Just remember to be nice, polite, courteous, and thankful.

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Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
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Re: Unpaid Parking Tickets


IOBA wrote:

Duncanrr - don't think of it as a waste - $500 is a lot of money!   Much more than I make in a day!   Even if you get half of that taken off of the ticket, it would be financially beneficial to you.

 

And offering to pay in person should have an impact on how much they are willing to forgive on the ticket.

 

Just remember to be nice, polite, courteous, and thankful.



Yes, your right.  $500 nothing to shake your head at.  However, I typically bill about $200/hour.  So if it takes longer than 2.5 hours then I'm losing money.  More importantly, I'm losing my firm money.  As an associate trying to make partner, thats a no no :smileyhappy:



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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thrasher865
Posts: 1,157
Registered: ‎05-21-2008
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Re: Unpaid Parking Tickets

Billing $200/hr and taking home $200/hr are not the same thing.


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Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
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Re: Unpaid Parking Tickets


thrasher865 wrote:

Billing $200/hr and taking home $200/hr are not the same thing.


They are for my employer :smileyhappy:



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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