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Updating info on credit reports

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Anonymous
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Updating info on credit reports

Does anyone know what day of the month the credit agencies update their records? Is it the last day...or earlier?
Message 1 of 4
3 REPLIES 3
MidnightVoice
Super Contributor

Re: Updating info on credit reports

I think they do it whenever they recieve new information, which could be many individual days in a month.  For example, every time a CC reports a new balance
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Tuscani
Moderator Emeritus

Re: Updating info on credit reports

Each creditor\lender reports on different days. Reporting usually happens only once a month.
Message 3 of 4
Anonymous
Not applicable

Re: Updating info on credit reports



Zen wrote:
Does anyone know what day of the month the credit agencies update their records? Is it the last day...or earlier?


Generally varies with every lender and every account.
 
As a general rule, the sequence is as such:
Payment due date
Statement closing date (4-5 days later)
Updated reporting on the CRAs (3-5 days later)
 
Message 4 of 4
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