cancel
Showing results for 
Search instead for 
Did you mean: 

Upgraded myFICO version and new FICO score

tag
j_casteel
Valued Contributor

Upgraded myFICO version and new FICO score

Just received an email today stating this:

myFICO is pleased to provide you with a complimentary Equifax Credit Report and upgraded version of your FICO® Score.

I logged in and seen my score jumped over 20pts!

Awesome, but what does it mean? Did I get switched over to the new 08 version or something? I've been wondering why my EQ score has been so slow to increase could this be it?
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 1 of 13
12 REPLIES 12
mongstradamus
Super Contributor

Re: Upgraded myFICO version and new FICO score


@j_casteel wrote:
Just received an email today stating this:

myFICO is pleased to provide you with a complimentary Equifax Credit Report and upgraded version of your FICO® Score.

I logged in and seen my score jumped over 20pts!

Awesome, but what does it mean? Did I get switched over to the new 08 version or something? I've been wondering why my EQ score has been so slow to increase could this be it?

Looks like you got the upgrade from 04 to 08 , gratz on the slight bump 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 13
awiser
Regular Contributor

Re: Upgraded myFICO version and new FICO score


@j_casteel wrote:
Just received an email today stating this:

myFICO is pleased to provide you with a complimentary Equifax Credit Report and upgraded version of your FICO® Score.

I logged in and seen my score jumped over 20pts!

Awesome, but what does it mean? Did I get switched over to the new 08 version or something? I've been wondering why my EQ score has been so slow to increase could this be it?

Congrats! I got the same email a few days ago but my score dropped 17 points. Smiley Sad

As far as your questions, I was wondering the same so thanks for bringing this up.

 


Message 3 of 13
ChargeItPlease
Regular Contributor

Re: Upgraded myFICO version and new FICO score

Congrats on the upgrade bump.

I got upgraded a few weeks ago, but I list some points.

Starting Score: 400s (2011) Current: EQ 655 (01-2014) Goal: 700 Last app: 01-01-14. No apps 'til 12-2014!
Message 4 of 13
HiLine
Blogger

Re: Upgraded myFICO version and new FICO score


@j_casteel wrote:
Just received an email today stating this:

myFICO is pleased to provide you with a complimentary Equifax Credit Report and upgraded version of your FICO® Score.

I logged in and seen my score jumped over 20pts!

Awesome, but what does it mean? Did I get switched over to the new 08 version or something? I've been wondering why my EQ score has been so slow to increase could this be it?

Yes, you got switched to a different scoring model. The email sounds like the one I got when that occured to my Score Watch Smiley Happy

Message 5 of 13
Globalgirl
Valued Member

Re: Upgraded myFICO version and new FICO score

I was upgraded to the 08 version yesterday. I got a pretty nice bump (71 points)! Smiley Very Happy

Equifax: 6/2013 (647) / 10/2013 (647) / 11/13 (654) / 6/05/14 (725)
Experian: 6/2013 (673) / 10/2013 (684) / 12/12/13 (692)
TU Walmart: 6/2013 (683) / 10/2013 (693) / 01/2014 (704) / 06/05/14 (705)
Goal Score: 700 across the board


Message 6 of 13
mongstradamus
Super Contributor

Re: Upgraded myFICO version and new FICO score


@Globalgirl wrote:

I was upgraded to the 08 version yesterday. I got a pretty nice bump (71 points)! Smiley Very Happy


gratz , thats an really nice bump not just pretty nice :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 7 of 13
j_casteel
Valued Contributor

Re: Upgraded myFICO version and new FICO score

That's awesome! Congrats!!
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 8 of 13
jk26978
Regular Contributor

Re: Upgraded myFICO version and new FICO score

How do you upgrade the version or how do you tell which version you have?

 

 


Starting Score: 650 Current Score: EQ:674 (SW Alert 12-28-15) - TU: 698 (5/27/13 SW)Chapter 7 filed 8/2009 - Discharged 12/2009 Goal Score: 750
Joined the garden again 12/5/13
In the garden again till at least 6/1/16

http:
Message 9 of 13
mongstradamus
Super Contributor

Re: Upgraded myFICO version and new FICO score


@jk26978 wrote:

How do you upgrade the version or how do you tell which version you have?

 

 


you will have received an email if they upgraded you. You can ask for manual upgrade to eq08 by calling in. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.