Reply
Regular Contributor
Posts: 197
Registered: ‎07-26-2012
0

Urgent help needed

 

I'm refinancing my car and need a TU FICO of 700 to get approved for this new promotion at a local CU.

 

I monitor my EQ FICO score directly through Equifax bureau. MyFico is not able to provide me with any credit score and there's a long story behind it. I don't wanna go in those details.

 

Now I desperately want to know my TU FICO. Unfortunately, TU bureau doesn't provide that directly. My question is, in general, is the TU FICO higher than EQ FICO? If I'm at 696 on Equifax, would I be more than 700 on TU? Would really appreciate any comments!

Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Urgent help needed

Your TU FICO could be higher or lower based on the content of your reports. No two reports are alike. If you can't pull your EQ FICO, have you tried your TU FICO?

Regular Contributor
Posts: 197
Registered: ‎07-26-2012
0

Re: Urgent help needed

 

I can pull my EQ FICO (through Equifax bureau directly).

 

I can't pull my TU FICO (as Transunion bureau doesn't provide it)

Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Urgent help needed

The only place you can get your TU FICO is from your lender, myFICO.com, Merrick Bank (if you have their CC), Wal-Mart (if you have their CC), and a few select CUs here and there. Have you tried via myFICO?

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.