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02-25-2008 02:56 PM
The collection agency "Arcs" was hired to collect a debt of $397 originally owed to "01 Cps Of San Antonio Elec Tx 2" on account number "XXXXXxxxx".
Thanks in advance (again),
02-25-2008 04:54 PM
02-25-2008 04:56 PM
Because the ca owns the bill now and onlly they have the "power" to delete...I learned the hard way..
modernsurrender wrote:The electric company already sent me all the info to pay them directly, just nothing commiting to delete since I hadn't asked for that I'd just requested my previous bills. Usually people recommend going through the OC whenever possible - any reason I should do otherwise here?
02-25-2008 04:59 PM
02-25-2008 05:01 PM
02-27-2008 05:45 AM
Yes it does make a difference in most cases! If the electric company said to pay them, you pay them. If the electric company is reporting you, ask them if they will remove or delete the account from the bureaus; however, if the ca is reporting you, they should remove their account from the bureau once they receive notice from the electric company that the account has been paid to them. If you pay attention, you will notice that there is an account number for the electric company, and the ca has its own acc. number. If I am correct, they can't continue to report if you don't pay the debt under their account #.
Remember to ask the electric company to remove from the bureaus if they are reporting, and get that in writing if possible. I would avoid the ca at all cost if possible. Send PFD only if they own the debt, and the oc is refusing to accept payment. I have been acting on this same situation myself, and the first thing I ask is "who owns this debt"? Sometimes the oc has even tried to talk me into sending the payment to the ca, but they reluctantly told me, the account would be pulled back from ca once I paid them. See, the oc will have to pay the ca a fee if you paid them directly, and ca was assigned the debt.
02-27-2008 05:50 AM
02-27-2008 06:48 AM
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