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How do you update the basic personal information on your credit report. I got a recent copy of my report and my job history and address are outdated. One company even has my birthdate wrong by one day?
Where do the agencies get this information anyway?
This information is garnered by the cra from creditors who report to them about you. You should correct wrong information - but you'll 'prolly need to do it in writing.
I had to send each one a letter pointing out what needed to be corrected. You should accompany your letter with a copy of a current utility bill that has your correct name and address on it. I also sent them a copy of a governement issued id (drivers license). And also make sure you include your DOB and SS#. When I sent this information in, it took about 1 work week for the info. to be updated.