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Vantage 3.0 score dropped 80 points no change in credit profile....

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sjt
Senior Contributor

Vantage 3.0 score dropped 80 points no change in credit profile....

My friends has Trans Union Monitoring Service and his Vantage 3.0 score dropped 80 points from the last time he checked . There is no change in his credit report. Do you think he was rebucketed?

 

I mentioned that Trans Union changed from Vantage 1.0 to 3.0 and if the score from the last time he checked was 1.0. He was  very clear it was a 3.0 score.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
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