Reply
Regular Contributor
Posts: 197
Registered: ‎06-08-2007
0

Vantage score vs FICO score: how does YOURS compare?

I have a current TransUnion FICO score of 585. I learned today that my TransUnion "Vantage" score is 626. I'm wondering... would a 626 Vantage score put me in a better risk category with a lender if they used the Vantage product?

Also, I'm wondering if anybody out there has obtained their Vantage scores from the bureaus and how they compare with FICO and where the Vantage score puts you with potential creditors?

Bring on the feedback!
Highlighted
Member
Posts: 47
Registered: ‎07-18-2007
0

Re: Vantage score vs FICO score: how does YOURS compare?

I would search Vantage in the search bar above it will bring up a bunch information about the scoring system. I don't know if you would have a better advantage with the Vantage than FICO because Vantage scoring model starts at 501. FICO is much lower.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.