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Established Contributor
Irvin
Posts: 510
Registered: ‎04-17-2007

Vantage vs Fico

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‎06-26-2007 08:47 AM

What is the main different between EXPERIAN Vantage Score (directly from their website) and EX fico score from this website?
 
Other than "Myfico are the only thing you have to worry about."
 
 
 
 
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Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007

Re: Vantage vs Fico

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‎06-26-2007 08:49 AM


Irvin wrote:
What is the main different between EXPERIAN Vantage Score (directly from their website) and EX fico score from this website?
 
Other than "Myfico are the only thing you have to worry about."
 
 
 
 

Completely different scoring system and lenders do not use them.
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Valued Contributor
Boswd
Posts: 1,061
Registered: ‎04-26-2007

Re: Vantage vs Fico

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‎06-26-2007 08:49 AM

different scoring models and low to high ranges.
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Moderator Emeritus
fused
Posts: 16,158
Registered: ‎03-12-2007

Re: Vantage vs Fico

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‎06-26-2007 09:46 AM


Irvin wrote:
What is the main different between EXPERIAN Vantage Score (directly from their website) and EX fico score from this website?
 
Other than "Myfico are the only thing you have to worry about."
 
 
 
 

Vantage scoring has less emphasis on revolving util and a higher emphasis on credit mix and balances owed (not cc balances necessarily, maybe installment though, nobody really knows).
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