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Vantage vs Fico

Established Contributor

Vantage vs Fico

What is the main different between EXPERIAN Vantage Score (directly from their website) and EX fico score from this website?
 
Other than "Myfico are the only thing you have to worry about."
 
 
 
 
3 REPLIES
Moderator Emeritus

Re: Vantage vs Fico



Irvin wrote:
What is the main different between EXPERIAN Vantage Score (directly from their website) and EX fico score from this website?
 
Other than "Myfico are the only thing you have to worry about."
 
 
 
 


Completely different scoring system and lenders do not use them.
Valued Contributor

Re: Vantage vs Fico

different scoring models and low to high ranges.
Moderator Emeritus

Re: Vantage vs Fico



Irvin wrote:
What is the main different between EXPERIAN Vantage Score (directly from their website) and EX fico score from this website?
 
Other than "Myfico are the only thing you have to worry about."
 
 
 
 


Vantage scoring has less emphasis on revolving util and a higher emphasis on credit mix and balances owed (not cc balances necessarily, maybe installment though, nobody really knows).