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Verizon Wireless - SP or HP?

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Revelate
Moderator Emeritus

Re: Verizon Wireless - SP or HP?


@TRC_WA wrote:

I called today and was told by a CSR and a supervisor that it is an "in house pull" and they look at my payment history via their billing department for existing customers... not a CRA report.

 

I was told CRA pulls are done for new customers only.

 

We shall see... I have the myFico 3 Bureau monitoring so if they are BSing me I'll find out soon enough.

 

At any rate, I added the line and placed the order so we'll see if what they said holds water...

 

 


Possible that since I had Verizon Internet (personal) for a while, recently Verizon Wireless, and now Verizon Business, was the reason I got HP'd twice.  I have to call in to get it merged apparently Smiley Sad.  PITA.




        
Message 11 of 12
TRC_WA
Senior Contributor

Re: Verizon Wireless - SP or HP?

Update:

All looks to be ok. I ordered everything Monday afternoon... received and activated it yesterday and after 2 days I have not received any myFico alerts regarding any HP so it was either an internal review as they said or it was a SP.

Either way I'm happy. I most definitely didn't want a HP as a long established customer with a perfect payment history.

 

Thanks Verizon!

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 12 of 12
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