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Valued Contributor
ashabbir1
Posts: 1,084
Registered: ‎06-24-2007
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WACHOVIA BANK

I just applied for wachovia bank cd and savings account so i can get a secured loan to improve my credit. After applying for wachovia, I updated my true credit report and there is no inquiry. Does it mean they dont do hard pulls?
Thanks
Established Contributor
FICO_Focused
Posts: 905
Registered: ‎05-09-2007
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Re: WACHOVIA BANK

Ususally just checking acounts trigger an INQ
 
Rob
Valued Contributor
ashabbir1
Posts: 1,084
Registered: ‎06-24-2007
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Re: WACHOVIA BANK

I am so glad there is no inquiry
Anyone knows if I get a secured loan from wachovia, will they report it to the credit bureaus?
thanks
Established Contributor
FICO_Focused
Posts: 905
Registered: ‎05-09-2007
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Re: WACHOVIA BANK

Most banks do and nearly all CUs... Just ask to make sure.
 
Rob
Valued Contributor
ashabbir1
Posts: 1,084
Registered: ‎06-24-2007
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Re: WACHOVIA BANK

Thanks Rob
Established Contributor
Irvin
Posts: 510
Registered: ‎04-17-2007
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Re: WACHOVIA BANK

wachovia have a secured credit card? i bank with them. i never knew that.
Established Contributor
Irvin
Posts: 510
Registered: ‎04-17-2007
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Re: WACHOVIA BANK

oops. i feel retarded. we are talking about secured loans here...i got it confused with secured credit cards. my apologies.
Established Contributor
FICO_Focused
Posts: 905
Registered: ‎05-09-2007
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Re: WACHOVIA BANK



Irvin wrote:
wachovia have a secured credit card? i bank with them. i never knew that.

LOC against secured savings... Not a secured CC.
 
Rob
Valued Contributor
ashabbir1
Posts: 1,084
Registered: ‎06-24-2007
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Re: WACHOVIA BANK

[ Edited ]
No problem Irvin. Fico does that to everyone :smileyhappy:


Message Edited by ashabbir1 on 07-19-2007 07:25 PM
Valued Contributor
ashabbir1
Posts: 1,084
Registered: ‎06-24-2007
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Re: WACHOVIA BANK

Irvin have you ever taken secured loan from wachovia?
 

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