06-29-2007 01:38 PM
06-29-2007 01:57 PM
06-29-2007 03:31 PM
06-29-2007 04:33 PM
06-29-2007 05:01 PM
06-29-2007 05:30 PM
dekrist wrote:No WAMU isn't only card I got......I recently went on a CC spree (3 Months ago), and now got 8 and a store card and a re-finance and a personal loan. Thought that would totally tank my scores but it didn't. But I thought I read somewhere usually after 6 Months of on time payments that a person generally got a CLI but was really unsure of whether I needed to initiate it or if CC company did it out of the kindness of their hearts. I'll try the phone call and see if I get lucky thanks for reply's.
07-06-2007 06:28 PM
I have a wamu card and never been late. I have received 3 cli with 2 of them being ones of 1000 & 15000. Both times occured when I had to charge 450 - 550 on it. What I did is when my statement came I paid 100.00 payment then the following month paid the rest and then they gave me the increase. I didnt do that for that reason but thats what happened. I'm willing to bet if you make a 200.00 payment toward your balance you'll have a chance
dekrist wrote:I've had my WAMU card since November 06 have paid on time and more than minimum Utilization is around 40% right now on a $750 CL. My question is about when I might see some Love from WAMU and get a CLI?. Anyone with any feedback would be appreciated, was also wondering can or do I call them and ask or sit and wait?.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO