Hello forum members,
Has anyone had to deal with west asset management a collection company.
I had an unpaid phone bill that they were assigned or purchased to collect. I wrote a letter to them asking to settle for less than full amount. They agreed to take lessor amount but still reported my credit to the bureaus as a paid collection (settled less than full balance). I contacted them and asked could i pay for deletion and they said that the client at&t does not allow deletions. I have been disputing it as innaccurate through a law firm that specializes in credit disputes. but to no avail. they keep coming back as debt is verified. I had not known about this site prior to offering to settle with them. If i had known what i know now i would have asked for debt validation before offering to settle.This negative is listed to stay on my reports until 2013. THis is the only negative on my reports since my chap 13 filed in 2002 discharged in dec 2004. Is there a way to get this to fall off before then.
It has not stopped me from getting 4 unsecured credit cards. but it has kept my ficos from moving up.
My creditors see that remarks by that account say customer disputes.
