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@Anonymous wrote:send them a PFD letter found in the forums never talk to them over the phone
FICO forum veterans--it sounds like hipgal is talking about paid accounts--should she be looking at GW's instead? not sure I'm reading the posts correctly
@Anonymous wrote:Then perhaps I'm confused about PFD. What exactly are you paying them for if the account, years ago went to collection and you paid it off. Or you had one late 30 day payment and then the account was paid off in full. Is the PFD an extra amount like $25 (or whatever) that you're paying them to delete it from your report?