Congratulations to you and your hubby on your progress!!! This site definitely rocks!!! I have learned to much here in the last two months...Took my scores from 630 to the low 700's...Could not have done it without the folks here...cuz I just ain't know how to play the game....
still working on mine the 30 day wait for everything is the worst part
I think we are in the same boat Happy! I began working on DH's credit right before I found this board...of course didn't have clue what I was doing ~ had just been disputing a few things here and there and now we are full steam ahead since finding this place. I figured I could get his all worked out then begin on mine . Mine will take lots of $ cause I got lots to pay for. Once we get his in order we'll be in much better shape. My mom stayed with us for 2 weeks and we're working on hers now ~ have gotten several things removed and her scores should be over 600 now.
But yeah that 30 day thing is grade A torture! I've got what I could dispute on mine done and sent off ~now we play the waiting game!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.